January 2020 Pulse Newsletter


New Year, New Trends in U.S. Payments

The Federal Reserve regularly conducts studies to help policymakers, the industry and the public better understand – and improve – the U.S. payment system. What’s happening in U.S. payments trends these days? Check out a roundup of three newly released Fed studies.

Share with the Federal Reserve: Cross-Border Payments Survey

LAST CALL: Are you a user or provider of cross-border payments? We are seeking input about your experiences with international payments to provide valuable insights as we continue to monitor and better understand the cross-border payments landscape. Survey submissions will be accepted until 11:59 p.m. CT on Friday, Jan. 31.

Recent Announcements

Recently Released: Third e-Invoicing Report

On Dec. 30, the Business Payments Coalition (BPC) published their third electronic invoicing (e-Invoicing) report. The e-Invoice Interoperability Framework: Semantic Model Assessment (Off-site, PDF) complements the two e-Invoicing reports published last November. Together the three reports begin to lay the foundation for establishing an e-Invoice framework in the U.S. as a necessary first step to achieving straight-through processing for B2B payments transactions. Read the reports.

Watch the Atlanta Fed’s 2019: Payments in Review Webinar

The Retail Payments Risk Forum team at the Federal Reserve Bank of Atlanta recently hosted a webinar on the significant payments events and issues of 2019. View the webinar recording (Off-site) to learn more about the team’s reflections on payments this past year.

Your Voice Matters – Stay Engaged

Join FedPayments Improvement on Social Media

Stay up to date on the latest news, initiatives and engagement opportunities — connect with us on Twitter (Off-site) and LinkedIn (Off-site)!

Meet with Federal Reserve Experts at Upcoming Industry Events

Payments Summit 2020 – February 24 – 27
Visit our Events page to learn more and reserve time to speak with Federal Reserve experts.

In The News – Top Headlines

Independent Banker Magazine – January 2020 issue
FedNow is coming. Here’s what you need to know (Off-site)

U.S. Faster Payments Council blog – 1/6/20
What’s Up in 2020: Faster Payments Predictions for the New Decade (Off-site)

Forbes.com – 1/6/20
FedNow: Are US Banks Ready For Real-Time Payments? (Off-site)

Digital Transactions – 12/23/19
It’s Official: Same-Day ACH Gets a Third Settlement Window, Effective March 2021 (Off-site)

ABA Banking Journal – 12/19/19
Fed Survey: Non-Cash Payments Total $97.04T (Off-site)

View more articles on our News page.