From 2015 through 2017, the Federal Reserve’s Faster Payments Task Force engaged a diverse array of stakeholders to advance the work outlined in the January 2015 Strategies for Improving the U.S. Payment System (PDF). The mission of the Faster Payments Task Force was to identify and assess alternative approaches for implementing safe, ubiquitous, faster payments capabilities in the United States. The task force anchored their work around three objectives; and, in two years’ time, made significant progress in meeting them.
The Progress to Faster Payments
The task force set to work almost immediately with the development of the Faster Payments Effectiveness Criteria in 2015. Foundational not only to the task force work efforts, but faster payments innovation within the industry, the Effectiveness Criteria is a framework used to evaluate faster payments solutions.
The first instance of using the criteria came early in 2016, when the task force solicited proposals for end-to-end faster payments solutions that could address the need for fast, safe ubiquitous payments. After a qualified independent assessment team and task force participants reviewed the proposals against the Effectiveness Criteria, 16 solution proposers decided to release their proposals to the general public. In parallel, the Faster Payments Capability Showcase provided an open opportunity for firms and individuals to demonstrate components or innovative approaches to faster payments.
The task force concluded its efforts in a two-part final report – The U.S. Path to Faster Payments (Off-site). Part one, published in January 2017, described the task force’s approach and articulated its views on the value of faster payments for addressing stakeholder needs. Part two, released in late July 2017, outlined 10 recommendations for implementing faster payments and published the 16 solution proposals that, collectively, represent a broad universe of creative and innovative ways to deliver faster payments.
Faster Payments Task Force Participants
The progress to faster payments could not have been possible without the diverse, 320-plus payment stakeholders who dedicated their expertise, time, and energy to the Faster Payments Task Force. Thank you to all who served on the task force and helped identify and assess approaches for implementing safe, ubiquitous, faster payments capabilities in the United States!
The task force participant roster includes a comprehensive list of all who participated over the life of the task force. Please note, each organization was allowed only one representative at a time; multiple entries next to an organization represent changes throughout the lifespan of the task force. Elected Steering Committee members are identified by an asterisk (*) and bold text. You may also download or print (PDF) the member roster.
| Organization | Name |
|---|---|
| A.N. Deringer, Inc. | Paul Laska |
| Accenture Federal Services LLC | Cristine Cole, Traci Cooke |
| Access Systems, Inc. | T. Ali Moiyed |
| Accredited Standards Committee (ASC) X9, Inc. | * Roy DeCicco, Harden Stevens |
| ACI Worldwide | Nick Barnes, David Grindal, Bryan Peterson |
| ADP, LLC | Yervant Manavian, Kristin Walle |
| AgriBank, FCB | Jennifer Anderson, Will Montis, Jeff Moore |
| Alliant Credit Union | George Rudolph |
| Alloya Corporate Federal Credit Union | Todd Adams, Michelle McDowell, N. Brandt Peterson |
| AloStar Bank of Commerce | Cindy Russo |
| Alpine Bank | Michael Baker |
| American Bankers Association (ABA) | Stephen Kenneally |
| American Chartered Bank | Kent Scharringhause |
| American Express | Karen Czack, Juromir Divilek, Paul Fabara |
| American National Bank & Trust | Roy Olsen |
| American Trust & Savings Bank | Mike VanPaemel |
| Anza | Randall Gutierrez |
| Aon Corporation | Melissa Lawson |
| Aptys Solutions | Eric Dotson, Debbie Smart |
| Army GFEBS (General Fund Enterprise Business System) | Sandra Beeker, Roger Pillar |
| AscendantFX Capital Inc. | Dan Caputo |
| Association for Financial Professionals (AFP) | Magnus Carlsson, Thomas Hunt |
| ATEN Group LTD | Carl Weir |
| Atlantic Capital Bank | Janet Boyst, Douglas Williams |
| ATM Industry Association (ATMIA) | David Tente |
| BAFT (Bankers Association for Finance and Trade) | Tod Burwell, Samantha Pelosi |
| Bank Administration Institute (BAI) | Lisa Binmoeller, Thomas Dubnicka, James Grady |
| Bank Independent | Kelly Burdette, Penny Camp |
| Bank of America | Steve Curtis, Michael Gramz |
| Bank of Commerce | Adam Anderson, Jan Miller |
| Bankers' Bank | * Mark Keeling, Barbara Gross, Edith Tholo |
| Bankers' Bank of Kansas | Candice Jackson |
| Bankers' Bank of the West | Christopher Hill, Debbie Wendt |
| Barclays | Shuying Feng, Dave Goodman |
| Barclays Bank of Delaware | Paul Wilmore |
| Barlow Research | Adam Johnson |
| BB&T | W. Bennett Bradley, Matt Ribbens |
| BBVA Compass | Steven Cooper, Bob Hays |
| Beartriz Saldivar Consultant | Beatriz Saldivar |
| Bell Bank | Polly Thorsness |
| Berns Weiss LLP | Lee Weiss |
| BetterBuyDesign | Stephen Mott |
| BMCG Consulting | Breffni McGuire |
| BMO Harris Bank, N.A | Kate Choi, Florence Johnson |
| BNY Mellon | Anthony Brady, Carl Slabicki |
| Boeing Employees Credit Union (BECU) | Douglas Marshall, Ken Myhra |
| Booz Allen Hamilton | Frazier Evans |
| Boston Consulting Group (BCG) | Alenka Grealish |
| Bottomline Technologies, Inc. | Jessica Cheney, Jeffrey Harnisch |
| Bridge Community Bank | * Bob Steen, Cheryl Coppess |
| Bureau of the Fiscal Service, Department of the Treasury | * Gary Beets |
| Busey Bank | Randi Potter |
| C2C Consulting, LLC | Jim Fancher |
| Capgemini Financial Services USA Inc. | Kartik Ramakrishnan |
| Capital One, N.A | Karl Dicker, Tom Feil |
| Capitol Federal Savings Bank | Carl Ricketts, Tamara Vande Velde |
| Card Services for Credit Unions (CSCU), Inc. | Thomas Davis |
| Catalyst Corporate Federal Credit Union | Brad Ganey |
| CB Bancshares Corp. (WEIR) | Suchitra Padmanabhan |
| CCG Catalyst Consulting Group | Ali Raza, Paul Schaus |
| CEB Global | Andrew Schmidt |
| CeleritiFinTech | Eric Purdum, Kevin Schlumpf |
| Center for Responsible Lending (CRL) | Rebecca Borne, Maura Dundon |
| Central Bank | Steve Duncan |
| CFPS Technology Group | Manfred Neustifter |
| CGI Group, Inc. | Cathy Pin, Brooke Toward |
| Circle Internet Financial, Inc. | John Beccia |
| Citi | Douglas Morrison, Behram Panthaki |
| Citizens Financial Group, Inc. | Stephen Devine |
| Clear2Pay | Doug Gross, Elena Whisler |
| clearXchange | Michael Kerney |
| CM Genaro LLC | Christienne Genaro |
| CMO Inc | William Cunningham |
| Coastal States Bank | Charlie Christy |
| Coconut Grove Bank | Ian Schweid |
| Cognizant Technology Solutions | Edward Herman |
| Coinbase Inc | John Collins |
| Colorado Business (CoBiz) Bank | Mark Frank |
| Commerce Bank | Susan Doyle, Karen Grekstas |
| Commonomics USA | Marc Armstrong |
| Computer Services, Inc. | Gred Aumann, Stan Eckenberg |
| Conexxus | Gray Taylor |
| Conference of State Bank Supervisors | Michael Stevens |
| CONIX Systems, Inc. | Steve Forston, Brad Zuber |
| Consumer Bankers Association | Dong Hong |
| Consumer Financial Protection Bureau | * Gary Stein, Richard Cordray |
| Consumers Union | * Christina Tetreault, Norma Garcia, Elisa Odabashian |
| CO-OP Financial Services | Jim Hanisch |
| Corporate One Federal Credit Union | Charles Harkness |
| Costco Wholesale Corporation | Rue Jenkins |
| Credit Union National Association (CUNA) | Luke Martone |
| CU Cooperative Systems, Inc. | Jim Hanisch |
| D+H | Karl Jaeger, Gene Neyer |
| Data Kinetics LTD | William Olders |
| Data Support Systems, Inc. | Matt Cunningham |
| Debit Network Alliance LLC (DNA) | Paul Tomasofsky |
| Deloitte | Brian Shniderman |
| Digital Asset Holdings, LLC | Angela Angelovska-Wilson, Yuval Roof |
| Digital Bazaar, Inc. | Manu Sporny |
| Digital Currency Council | Sarah Martin |
| Digital Currency Intelligence Authority | Philip Carl Mullan |
| Dirigendo LTD | Miguel Martinez |
| Discover Financial Services | Kelly McNamara Corley, Judith McGuire, Rob Tourt |
| Dorado Industries, Inc. | John MacAllister |
| Dovetail | Martin Cone, Namratha Monteiro |
| Dwolla, Inc. | * Jordan Lampe |
| Dykema Cox Smith | Erin Fonte |
| EagleBank | Marie Davis |
| Early Warning | Lou Anne Alexander, Perry Garrison, Laura Weinflask |
| Eastern Bank | Barbara Heinemann, Terence McGinnis |
| Eastpay | Norman Robinson |
| Edgar, Dunn & Company | Peter Ehmke, Javier Guerrero, George Warfel |
| Edward Jones | Dorian Hansen, James Huang |
| Electronic Check Clearing House Organization (ECCHO) | David Walker |
| Electronic Funds Transfer Association (EFTA) | Kurt Helwig |
| Electronic Transactions Association (ETA) | Ben Halifax, Scott Talbott |
| Elire, Inc. | Karen Willis |
| Emerald World ET, Inc. | Kelly Nelson |
| Ent Credit Union | Marilynn Davis, Tanan Miles |
| Enterprise Map Reduce Inc | Freeman Jackson |
| ePayResources | Tim Quisenberry |
| EPCOR | Ann-Marie Bartels |
| ESL Federal Credit Union | Joan Krempa, Mary Alice Liotta |
| Expertus Technologies | Beatriz Saldivar |
| Extraco Banks, N.A. | Misti Mostiller |
| F&M Bank | Barry Anderson, Robbie Jones |
| F&M Trust | Ronald Cekovich, William Snell |
| Federal Deposit Insurance Corporation (FDIC) | William Henley, Jr., Deborah Shaw |
| Federal Home Loan Bank of Boston | Theresa Mahoney, Rachele McDonough, Sean McRae |
| Fidelity Bank | Michelle Lureen |
| Fidelity National Information Services Inc. (FIS) | Peter Gordon, Robert Woodbury |
| Fifth Third Bank | Jeff Siekman |
| Financial Innovation Now | Brian Peters |
| Financial Services Roundtable | Francis Creighton, Jason Kratovil |
| First Bank & Trust | Bill Waller |
| First Bethany Bank & Trust | Janet Connel |
| First Citizens National Bank | Judy Long |
| First Data Corporation | Marianne Johnson, Stephanie Parks, Joe Samuel |
| First Fidelity Bank, N.A. | Thomas Graham, Lee Symcox |
| First National Bank | Tammy Plummer, F.S. Ward |
| First National Bankers Bank | Joseph Quinlan III, Brandy Wheeler |
| First United Bank & Trust | Matthew Growden |
| FirstBank Colorado | * Jim Reuter |
| Fiserv, Inc. | Jeff Carter, Tim Ruhe |
| Franklin Square Group | Brian Peters |
| Frost Bank | DeAundra Crisp, James Valdez |
| FTC Bureau of Consumer Protection | Patricia Bak, Carole Reynolds |
| Fundtech | Gene Neyer |
| Georgetown University | James Angel |
| Georgia United Credit Union | Mary Lock-Brooks |
| Ghost Systems, LLC | Donald Ritzamn |
| Goldman Sachs | Michael Sklow |
| Green Catapult, Inc. | Ramesh Lekshmynarayanan |
| Green Dot Bank | Lewis Goodwin |
| GreenBack | James O'Connor |
| Greenlads Payment Services LLC | Leroy Greene II |
| GTE Financial | Brad Baker |
| Guerdon Solutions LLC | Lanny Byers |
| Haddon Hill Group Inc. | Philip Schaadt, George Warfel |
| Hard Rock Cafe International, Inc. | Thomas Gispanski, Edward Mundt |
| Harland Clarke | Kevin Kern |
| Home Loan State Bank | Michael Coltharp, Craig Springer |
| Hoyne Savings Bank | Sidney "Chip" Corbett, Ralph Corstensen |
| HSBC Bank USA, N.A. | Elizabeth Hastings, James Santangelo |
| Hub Culture Services Ltd. | Stan Stalnaker |
| Hughes Network Systems, LLC | Alok Mathur, P.K. O'Brien |
| Huntington National Bank | Larry Matteson |
| IBM | Megan Bawn, Keith Melton, Kevin Thomsen, Barry Tooker |
| ICBA Bancard & TCM Bank | Tina Giorgio |
| Icon Solutions LTD | Tom Hays |
| I-Exceed Technology Solutions Private Limited | Karthik Sivaprakasam |
| Illinois National Bank | Tom Gihl |
| Independent Community Bankers of America | Viveca Ware, Cary Whaley |
| Indiana University | Sarah Jane Hughes |
| Individual Participants | Stuart Abraonovitz, Tara Lynn Aldea, James Angel, Maria Arraya, Michael Balk, Parminder Bansil, Michael Barr, John Beebe, Yobie Benjamin, Robert Blair, Steve Bohn, Gregory Boudreaux, Lanny Byers, Mary Ann Callahan, Matt Calman, Tyler Cebulla, Wanda Chambers, Jim Chang, Barbara Clark, Larry Cohen, Michael Coltharp, David Crane, Sean Daniels, Annahita Daryanavard, Sam Dzirasa, Darren Elcock, Donna Embry, Alison Estrada, Frazier Evans, Gary Lewis Evans, Susan Feinberg, Dan Fisher, Erin Fonte, Scott Forston, Christienne Genaro, Daniel Roger Green, Amma Guerrier, Freda Hadnot, Marcie Haitema, Mark Hargrave, Chase Hawkins, Regina Williams Hendrick, Michael Herbert, Sarah Jane Hughes, Kieren James-Lubin, James Jefferson, Shamir Karkal, Chris Kieffer, Christine Koncal, Thomas Kracher, Adam Levitin, Theresa Mahoney, Joseph Mason, Eric Mata, Breffni McGuire, Jacinto Mendez, Jon Moen, Stephen Mott, Edward Mundt, Neil Murphy, Eric Nelson, James O'Connor, Edward Oppenheimer, Anita Patterson, David Peterson, Erin Portwood, Rodman Reef, Norman Robinson, Andrew Ron, Ian Rubin, Eileen Schwed, Ian Schweid, David Shipper, Gail Simpson, Rich Stuppy, Hari Subramanian, Srinivas Vadhri, Sam Vallandingham, Chris Vavricka, Frank Visintin, R. David Whitaker, Bradley Wilkes, Catherine Wilson, Aaron Wright, Brennan Zubrick |
| Infineon Technologies | Joerg Borchert, Oliver Manahan, Andrew Prillwitz |
| Infosys Limited | Vijay Anand, Gururaj Deshpande |
| Ingo Money, Inc. | Dickson Chu |
| Integrity Payment Systems | Anthony Morrison, Ryan Schneider |
| Intellect Design Arena Limited | Alfred Carpetto |
| InterComputer Corporation | Scott Volmar |
| Internal Revenue Service | Eva Williams, Pamela Wilson |
| International CyberBanque, Ltd. | Allison DeBonnett |
| INTRUST Bank, N.A. | Michael DeBroeck |
| Intuit Inc. | Eric Dunn |
| Investors Bank | Paul Mantia |
| IRC Advisory | Kirsten Trusko |
| ItBit Trust Company LLC | Charles Cascarilla |
| Jack Henry & Associates | Greg Adelson, Deborah Phillips |
| Jaguar Software Development, Inc. | Richard Leirer |
| JPMorgan Chase & Co. | Tom Bianco, Andrew Dresner |
| Kalypton Group Limited | Alun Thomas |
| Karmic Labs Inc | Ryan Weidenmiller |
| KeyBank, N.A. | Ken Gavrity, Brian Guess |
| KeyPoint Credit Union | Eric Nelson |
| Killeen Independent School District | Cedric Menchion |
| Kount Inc. | Rich Stuppy |
| KPMG LLP | Chris Hadorn |
| KY Bankers Association | Debra Stamper |
| Lake City Bank | Teresa Bartman, Tim Vosberg |
| LendingTools.com, Inc. | Michael Isaacs, Cheryl Yavornitski |
| Let's Talk Treasury | Beatriz Saldivar |
| Levvel, LLC | Scott Harkey, Greg Lloyd |
| LexisNexis Risk Solutions | Aaron Press |
| Lipis Advisors | Leo Lipis |
| Louisiana State University and the Wharton School | Joseph Mason |
| LYFT, Inc. | Taggart Matthiesen, Rachel Wasko |
| M&T Bank | Jeanine Andol-Moeller, Paris Roselli, Christopher Tolomeo |
| Macon-Atlanta State Bank | James Neill |
| Macy's Credit and Customer Services, Inc. | Brian Stout |
| Magensa LLC | Roger Applewhite |
| Maine State Treasurer's Office | Kristi Carlow |
| Mantrana Partners | Mark Ericksen |
| Marketcy | David Jackson |
| Maryland Consumer Rights Coalition | * Marceline White |
| Mass State Treasury | Minot Powers |
| MasterCard | Lou Anne Alexander, Neil Desai, Leland Stanford Englebardt, Peter Gordon, Pamela Rabarm |
| m-banco | Randolph Kantorowicz |
| Mentor Graphics Corporation | Dean Freed, Patricia Hui |
| Mercantil Bank, N.A. | Ian Schweid |
| Merchant Advisory Group (MAG) | Barry Hanen, Mark Horwedel |
| Michigan State University Federal Credit Union | April Clubes, Nicole Dilts, Sara Dolan |
| Mid-Atlantic Clearing House Association (MACHA) | Robert Dael |
| Mid-South Commercial Law Institute | Barbara Clark |
| Midwest Independent Bank | Sheila Noll |
| Milken Institute | Staci Warden |
| Mindful Insights, LLC | Edward Woods |
| MineralTree, Inc. | BC Krishna |
| Mirac Systems, Inc. | Sam Dzirasa |
| MLK Technlogy Consulting, LLC | Christopher Nehrbauer |
| Mobile Money Matters | Daniel Csoka |
| Montecito Bank & Trust | James Jefferson |
| Morgan Stanley | Caroline O'Connor, Olga Zeltser |
| Moshulu Group Inc. | Livia Judith Szabo Klimovitsky |
| Moulah, Inc. | Jad Chahine |
| mPay Connect | Menekse Gencer |
| Mphasis | Ganesh Guruvayer, Mallinath Sengupta |
| Mroute Corp. | Hugh Enobakhare |
| MShift, Inc. | Scott Moeller |
| MUFG Union Bank, N.A. | Russell Ellsworth |
| MyECheck, Inc. | James Francher, Edward Starrs |
| NAC Foundation, LLC | Marcus Andrade |
| NACHA - The Electronic Payments Association | * Jan Estep |
| nanopay Corporation | Laurence Cooke |
| NASA - National Aeronautics Space Administration | Pamela Kroeger |
| National Association of Federally-Insured Credit Unions | Carrie Hunt |
| National Consumer Law Center | Lauren Saunders |
| Nationwide Insurance | Timothy Dwyer |
| Navy Federal Credit Union | Jon Damron, Jeff Larson, Tynika Wilson |
| NCR Corporation | Steve Nogalo |
| Netflix | Josh Karoly |
| Nevada Fair Housing Center | Gail Burks |
| New England Automated Clearing House Association (NEACH) | Joseph Casali |
| Nielsen | Alain Espinoza |
| North American Banking Company | Michael Bilski |
| Northern Trust | William Barouski, Selina Horton |
| NowKash Inc. | Manfred Neustifter |
| NSHMBA | Elizabeth Kotapua |
| NXSystems | Michael Busher |
| Obertheen Technologies | Philip Andreae |
| Office of Foreign Asssets Control (OFAC) | James Wilde |
| Office of the Comptroller of the Currency | Gail Simpson |
| Okanii Inc. | Grant Colhoun |
| Old National Bank | John Kamin |
| Oliver Wyman | Tony Hayes |
| Oracle America, Inc. | Donald Deutsch, Mark Smedley |
| Pacific Coast Bankers' Bank | Allen Sztukowski, Julie Wild |
| ParityPay, Inc. | Paul Proctor |
| Paxos Trust Company, LLC | Mary Ann Callahan, Charles Cascarilla |
| Pay Commerce | Karen Morgan |
| Payall, Inc. | Gary Palmer |
| Paychex, Inc. | Michael Trabold, Rebecca Wagner |
| PayCommerce Inc. | Raj Kanapur, Mark Forysiak |
| Paylocity | Megan McHale |
| Paymency Inc. | Gary Lewis Evans |
| Payment Associates | Chris Vavricka |
| Payment Pathways, Inc. | Richard O'Brien |
| Payments Canada | Jan Pibauer, Bradley Pragnell |
| Payments Transformation & Innovation Consulting | Deborah Baxley |
| PaymentsFirst | Peggy Gachesa |
| Payveris | Francis Duggan |
| PNC Bank | Paul Trozzo |
| Positive Resources | Kenneth Oros |
| PreCash Inc. | Blair Jeffery, Randy Templeton |
| Pricewaterhouse Coopers LLP | Michael Landau, Andrew Luca, Tim O'Donnell |
| Primeton Software, Inc. | Ariu Levi |
| Prudential Financial | Ed Chernesky |
| PSCU Financial Services | Art Harper |
| Pulaski Bank | Cheri Bliefernich |
| Push Payments | Travis Dulaney |
| Q R Special Payments Inc. | Larry Cohen |
| Q2ebanking | Debbie Smart, Steve Spence |
| QCheque LLC | Shoaib Shafquat |
| QNB Bank | Dave Freeman |
| QRUZ | Steve Bohn |
| Quail Creek Bank | James Griffith, Bryan Scott, Steven Thompson |
| Quicken, Inc. | Eric Dunn |
| RBC Royal Bank | Mary Ellen Brown |
| Redeye Ventures LLC | Anand Capur |
| Reef Karson Consulting, LLC | Rodman Reef |
| Regions Bank | Chris Brasher, Kevin Leitten |
| Reinvestment Partners | Adam Rust |
| Retail Payment AS | Dale Easter, Hans Petter Hoel |
| Ribbon Payments, Inc. | Hany Rashwan |
| Ripple | * Ryan Zagone |
| Rosetta Technologies | Jose Cortedano, Paul Malinowski |
| Safe Cash | Vuk Bulajic |
| SafeAmerica Credit Union | Steven Page |
| Samaha Associates, Inc. | Sabeh Samaha |
| San Mateo Credit Union | Julieta Abad, Wade Painter |
| Sandy Spring Bank | Tina Giorgio |
| Santander Bank, N.A. | Rav Acharya, Florence Lenoel |
| SAP | D. Trotta |
| SEFCU | Cheryl Collier |
| SHAZAM Network | Kevin Christensen, Scott Dobugh |
| Shoptaki | Asnee Fernando, Geng (Eric) Zhou |
| SIFMA | Thomas Migneron |
| SignalFire | Stephen Trusheim |
| Social Security Administration | Carla Krabbe, Kathi Moore |
| Southern Financial Exchange | Donald Jackson |
| Spectrum Consulting Services Inc. | Charles Wallen |
| Square Inc. | Kalyani Iyer, Matthew Janiga, Stanley Lam, Demetrias Marantis |
| St. Louis County Government | Andrew Durket, Pamela Reitz |
| Star One Credit Union | Ranay Allred, Lynn Brubaker |
| Starbucks | Tanya Strawn |
| Starwood Hotels & Resorts | Alisa Rosenberg, Alan Schnail |
| State Bank & Trust Company | Keeta Diller, Mike Fitzgerald |
| State Department Federal Credit Union | Joan Pendleton, William Thorra |
| State of Delaware | Kristopher Knight |
| State Street Bank and Trust Company | Joseph Caputo, Suzanne Case |
| Stinson Leonard Street LLP | Mark Hargrave |
| Strategy& | Mark Flamme |
| Suncoast Credit Union | Wanda Chambers |
| Sunlight Commerce Consulting | Carla Canino |
| SunTrust Bank | Jennifer Lucas |
| SwapsTech Inc. | Booshan Rengachari |
| SWIFT Pan-Americas, Inc. | Ignacio Blanco, David Lefferts, Javier Perez-Tasso |
| Synapse Payments LLC | Sankaet Pathak |
| Synechron | Wade Murray |
| Target Corporation | Jeff VanMeter |
| TASCET Inc. | Jeffrey Bretzmann, Brenda Sorenson |
| Tata Consultancy Services | Pushpa Hegde, Regina Williams Hendrick |
| TD Bank, N.A. | * Rick Burke, Karyn Varney |
| Telogis, Inc. | Barbara Hvasta, Ted Serentelos |
| Texas Legal Services Center | Randall Chapman |
| Texrura Corporation | Erica Heaverlo |
| TG and C Group Consulting, LLC | David Crane |
| The Bancorp, Inc. | Andrew King, Jeremy Kuiper, Frank Mastrangelo |
| The Clearing House (TCH) | * Steve Ledford, Russ Waterhouse |
| The Copper River Group, Inc. | Dan Fisher |
| The Kroger Company | * Kathy Hanna, Todd Foley |
| The Pew Charitable Trusts | Rachel Siegel, Susan Weinstock |
| The PrivateBank and Trust Company | Jean Roesch |
| The Sun Exchange | Lawrence Temlock |
| Think Finance | Nina Vitagliano |
| Thought Matrix Consulting, LLC | Edward Oppenheimer |
| ThreatMetrix, Inc | Andreas Baumhof, Frank Teruel |
| TIB The Independent Bankers Bank, N.A. | Lyle Walden |
| TMG Financial Services | Jon Sarvis, Erci Schurr |
| Token | Steve Krisch, Marten Nelson, William York |
| Total System Services, Inc. | John Dale Hester |
| Toyota Motor Credit Corporation | Lakshan Fernado, Wei Shi, Cindy Wang |
| Transactis, Inc. | James Fornari, Lisa Gawlak |
| Transpay | RNG Blower |
| Treasury Strategies, Inc. | Dave Robertson |
| TSYS | Sarah Hartman, Victoria Strayer |
| Tulsa Federal Credit Union | Gregory Gallant |
| U.S. Bank | * Tom Rea |
| UMACHA | Fred Laing |
| UMB Bank, N.A. | Tristan Thompson |
| United Nations Federal Credit Union | Bill Thomas |
| United Services Automobile Assocation | Denise Shaffer |
| University Bank | Stephen Ranzini |
| University of Nebraska-Lincoln | Richard Moberly, Susan Poser, Catherine Wilson |
| Urban FT, Inc. | Glen Fossella |
| US Dataworks Inc. | Leilani Doyle |
| USAA | Tom Shan |
| Vantiv, Inc. | Jon Genovese, Bryan Jacobs, Jared Warner |
| Verifone | David Ezell, Dave Faoro, Albert Liu |
| Verisign, Inc. | Pat Kane |
| Verizon | Charles Elbert, Gail Oswald |
| Virginia Credit Union | Deborah Wreden |
| Virtual Process Design LLC | Frank Visintin |
| Visa Inc. | Matt Friend, Bill Sheedy |
| Vista Bank | Randall Runquist (Randy) |
| VocaLink | Timothy Ensor-Clinch, Jim Mortimer, Mac Mowtalswac |
| Volante Technologies, Inc. | Douglas Green, Vijay Oddiraju |
| VSoft Corporation | Charlie Brinza, Rebekah Youngers |
| Wal-Mart Stores, Inc. | * John Drechny, Michael Cook |
| Wausau Financial Systems, Inc. | Larry Buettner |
| Wells Fargo & Company | Douglas Berg, Mitchell Christensen, Yuemei Zhang |
| WesPay | William Schoch |
| West River Ventures LLC | Chike Eleazu |
| Whitechapel Think Tank Limited | John Edge |
| Whitney Bank | John Connelly |
| Wildcard Payments | Travis Dulaney |
| WingCash, LLC | * Bradley Wilkes |
| Wipro Ltd. | Mary Ann Francis |
| Wisconsin Automated Clearing House Association (WACHA) | Mary Gilmeister |
| Woodforest National Bank | Andrew Paur |
| Woodstock Institute | Theodora Rand |
| World Bank | Massimo Cirasino |
| World Currency USA | Michael Ruccolo |
| World First | Michael Ward |
| Wright-Patt Credit Union | Darrick Weeks |
| Xalgorithms Foundation | Joseph Potvin |
| Xoom Corporation | Brent Collins |
| Zenbanx | Tom Hugh |
| Zions Bancorporation | Donald Barry |
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