Business-to-Business Payments

Accelerating Adoption of Secure Electronic Payments

Business-to-Business PaymentsThe Fed is supporting industry stakeholders who are working to foster greater interoperability and ubiquity among payment directories for person-to-person (P2P), person-to-business (P2B) and business-to-business (B2B) payments. This effort supports the desire to achieve ubiquitous credit-push payments that can be made on new or legacy electronic payment platforms. Stakeholders will address barriers to electronic payment adoption by businesses, leveraging work completed by the Business Payments Coalition (BPC) (Off-site).

What Small Businesses Need to Know about Payments and Fighting Fraud

The Fed, working with the BPC, has developed the Small Business Payments Toolkit (Off-site) for use by small businesses and their advisors to communicate the benefits of using electronic payment types such as Automated Clearing House credits and debits, wire transfers and credit and debit cards instead of checks.

Small Business Payments Toolkit

The Small Business Payments Toolkit (Off-site) offers plain-language and practical education about various payment types. It describes the benefits of electronic payments and provides best practices for avoiding payment fraud. The toolkit also contains an extensive resource section with links to additional information.

Supporting Standards Development

The Fed, working with the BPC (Off-site) as appropriate, will support the development and use of standards by:

  • Developing and promoting simplified, common guidelines to make it easier to implement and use B2B standards for electronic payments and related information.
  • Exploring the possibility of developing and implementing a standard, ubiquitous B2B e-invoice (Off-site) and processing platform similar to ones that have been developed in other countries.

The Fed collaborated with stakeholders including the BPC and NACHA to develop the B2B electronic payments directory.


Resources are available to support and promote greater usage of electronic payments in B2B transactions. The Business Payments Coalition Resource Guide (Off-site) provides access to educational materials, technical and trend reports.